Terms of Service

Last updated: July 2025

1. Agreement

These Terms of Service (“Agreement”) govern your use of services provided by J&M Roche Enterprises, LLC (DBA J&M Option Trading / JR28 Trading, “we,” “us”). By accessing JR28 Trading (website, newsletters, Discord, copytrading, etc.), you agree to be bound by this Agreement. If you do not agree, do not use our Services.

2. Eligibility

You must be at least 18 years old to use our Services. By using the Services, you represent and warrant that you meet this requirement.

3. Description of Services

We offer educational content, trade alerts, community support, and optional copytrading. Nothing on our site constitutes investment advice or a recommendation to buy or sell securities.

4. Your Responsibilities

5. Subscriptions & Billing

Memberships auto-renew until cancelled. All fees and charges are non-refundable. To cancel, please use your WHOP Member Portal or submit a Contact Form. Cancellations must be made at least 24 hours before renewal.

6. Changes to Services or Terms

We may change the Services, fees, or these Terms at any time. Changes become effective 7 days after notice (e.g., posting on the site). Continued use after that date constitutes acceptance.

7. Disclaimers & Limitation of Liability

All Services and content are provided “as is.” We make no warranties, express or implied. To the maximum extent permitted by law, J&M Roche Enterprises, LLC and its affiliates disclaim all liability for any damages arising out of your use of the Services.

8. Governing Law

This Agreement is governed by the laws of the State of Florida, without regard to conflict-of-laws principles.